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No One Ever Told Us That : Money and Life Lessons for Young Adults

No One Ever Told Us That : Money and Life Lessons for Young Adults
The "new grownup" guide to managing your life and money in the modern economy

No One Ever Told Us That is a series of essential life and financial lessons that every adult needs to read before they embark upon their own life's adventures. You've completed your education, your couch surfing, and your internships--now it's time to grow up. You have a "real" job, maybe a family, and maybe a mortgage; but you've been launched into an uncertain world. This book is your much-needed guide to life as an adult, giving you the answers you need about becoming a professional, becoming financially secure, and becoming your own person. You see the world differently when you spend your days supporting yourself and your family, and money management quickly becomes an integral part of everything you do. This useful guide shows you how to do what you need to do, find the people you need on your side, and fulfill your obligations to those who matter most to you.

You may have been used to the idea of "independence" for a while by now, but when the reality of it hits, many new adults are thrown into a sudden state of panic. This book is your guide through the storm, your handbook for adulthood, and your personal companion for the journey ahead.

  • John D. Spooner has a dual life. He has been named by Barrons as one of the top 100 financial advisors in America. As an author, the great mystery writer Robert B. Parker has said, "John Spooner is, quite simply, one of the best writers in America."
  • Gain a fresh perspective on the world as a grownup
  • Meet financial challenges with smart money management
  • Assemble your personal, legal, medical, and financial support team
  • Learn essential lessons before you suffer their consequences
  • Written by the only full-time writer and money manager in America

Nothing in your experience has ever prepared you for the responsibility of responsibility. You've been thrown into the deep end, the undertow is strong, and the stakes are high--it's time to start swimming. No One Ever Told Us That gets you right on track to your brightest future.


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In The Lonely Hour (Deluxe Edition)

In The Lonely Hour (Deluxe Edition)

Sam Smith - In The Lonely Hour (CD NEW)


Label: Capitol
Format: CD
Release Date: 17 Jun 2014
No. of Discs: 1
UPC: 602537691739

Album Tracks

1. Money On My Mind
2. Good Thing
3. Stay With Me
4. Leave Your Lover
5. I'm Not The Only One
6. I've Told You Now
7. Like I Can
8. Life Support
9. Not In That Way
10. Lay Me Down
11. Restart
12. Latch
13. La La La
14. Make It To Me


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The Trump White House : Changing the Rules of the Game

The Trump White House : Changing the Rules of the Game
The unvarnished and unbiased inside story of President Donald Trump and his White House by New York Times bestselling author Ronald Kessler
 
Based on exclusive interviews with the president and his staff, The Trump White House: Changing the Rules of the Game tells the real story of what Donald Trump is like, who influences him, how he makes decisions, what he says about the people around him, and how he operates when the television lights go off, while portraying the inside story of the successes that have already brought solid results as well as the stumbles that have turned off even longtime supporters and undercut his agenda.

The Trump White House reveals:
 
•  Trump aides Ivanka Trump and her husband Jared Kushner have been responsible for Trump’s most disastrous decisions. Trump is aware that his daughter and son-in-law are problems and has hinted to them that they should go back to New York. Seeing Jared on TV, Trump said, “Look at Jared, he looks like a little boy, like a child.”
 
•  First Lady Melania Trump has a tremendous impact on policy and strategy. She sits in on meetings and is widely admired by aides for her judgment.
 
•  Kellyanne Conway is the No. 1 White House leaker.
 
•  Trump’s Secret Service Director Randolph “Tex” Alles proposed withdrawing protection from some Trump family members and aides to save money. Horrified White House staffers shot down the idea.
 
•  Trump has told friends that billionaires are constantly asking him to fix them up with longtime Communications Director Hope Hicks, a former model, but he says he refuses.
 
•  Trump calls certain reporters directly, feeding them stories attributed to “a senior White House official,” creating the impression that the White House leaks even more than it already does.

Never before has an American president had so much impact on the country and the world in so short a time as Donald Trump. Yet no president has stirred so much controversy, dominating media coverage and conversation both pro and con.
 
Months after Trump took office, consumer confidence hit a seventeen-year high, unemployment plummeted to the lowest level in seventeen years, and the stock market zoomed to repeated record highs.
 
At the same time, ISIS was nearly defeated, Arab countries banded together to stop financing terrorists and promoting radical Islamic ideology, and Trump’s decision to send missiles into Syria because of its use of chemical weapons and his strident warnings to North Korean leader Kim Jong-un made it clear to adversaries that they take on the United States at their peril.
 
Yet for all the media coverage, Trump remains a cipher. Ronald Kessler has known Trump and First Lady Melania Trump for two decades and understands him better than any other journalist. The book includes an exclusive interview with Trump, the only interview he says he has given or will give for a book as president. Crammed with media-grabbing revelations. The Trump White House is the unvarnished and unbiased inside story that answers the question: Who is Donald Trump?
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Francona : The Red Sox Years

Francona : The Red Sox Years
From 2004 to 2011, Terry Francona managed the Boston Red Sox, perhaps the most scrutinized team in all of sports. During that time, every home game was a sellout. Every play, call, word, gesture—on the field and off—was analyzed by thousands. And every decision was either genius, or disastrous. In those eight years, the Red Sox were transformed from a cursed franchise to one of the most successful and profitable in baseball history—only to fall back to last place as soon as Francona was gone. Now, in Francona: The Red Sox Years, the decorated manager opens up for the first time about his tenure in Boston, unspooling the narrative of how this world-class organization reached such incredible highs and dipped to equally incredible lows. But through it all, there was always baseball, that beautiful game of which Francona never lost sight.

As no book has ever quite done before, Francona escorts readers into the rarefied world of a twenty-first-century clubhouse, revealing the mercurial dynamic of the national pastime from the inside out. From his unique vantage point, Francona chronicles an epic era, from 2004, his first year as the Sox skipper, when they won their first championship in 86 years, through another win in 2007, to the controversial September collapse just four years later. He recounts the tightrope walk of managing unpredictable personalities such as Pedro Martinez and Manny Ramirez and working with Theo Epstein, the general managing phenom, and his statistics-driven executives. It was a job that meant balancing their voluminous data with the emotions of a 25-man roster. It was a job that also meant trying to meet the expectations of three owners with often wildly differing opinions. Along the way, readers are treated to never-before-told stories about their favorite players, moments, losses, and wins.

Ultimately, when for the Red Sox it became less about winning and more about making money, Francona contends they lost their way. But it was an unforgettable, endlessly entertaining, and instructive time in baseball history, one that is documented and celebrated in Francona, a book that examines like no other the art of managing in today’s game.

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The No Asshole Rule: Building a Civilised Workplace and Surviving One That Isn't (Paperback)

The No Asshole Rule: Building a Civilised Workplace and Surviving One That Isn't (Paperback)
When the Harvard Business Review asked Robert Sutton for suggestions for its annual list of Breakthrough Ideas he told them that the best business practice he knew of was 'the no asshole rule'. Sutton's piece became one of the most popular articles ever to appear in the HBR. Spurred on by the fear and despair that people expressed the tricks they used to survive with dignity in asshole-infested places the revenge stories that made him laugh out loud and the other small wins that they celebrated against mean-spirited people Sutton was persuaded to write THE NO ASSHOLE RULE. He believes passionately that civilised workplaces are not a naive dream that they do exist do bolster performance and that widespread contempt can be erased and replaced with mutual respect when a team or organisation is managed right. There is a huge temptation by executives and those in positions of authority to overlook this trait especially when exhibited by so-called producers but Sutton shows how overall productivity suffers when the workplace is subjected to this kind of stress.

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99 Minute Millionaire : The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich

99 Minute Millionaire : The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich

"I couldn't recommend this more highly. Scott explains the basic of investing in simple English. It's solid advice; the kind you rarely get from the talking heads on TV, radio, and the rest of the media. Scott backs it all up with good solid research; this is not his opinion, it's facts, but presented in a way that your Grandmother could understand." - Dr. Barry H. Kaplan, EA, CFP, Chief Investment Officer, Cambridge Wealth Counsel

Are you worried and stressed out about not having enough money to retire? Do you have fear of losing your money?

Are you unsure of how to build wealth for the long term?

Or maybe you've been thinking of investing for quite some time now, and you just don't know how to get started. The whole thing seems too complex and overwhelming.

This conversational and action oriented book is for people who want to get started investing (or are thinking about it), but have never understood why or how - no matter your age or how much money you have to invest.

Investing has always been made out to be difficult for you, and you think you couldn't do it yourself, much less retire rich.

Every time you think about it, you get overwhelmed and afraid of making a costly mistake.

You know the drill.

You get ready to do something - maybe on your own or in your employer's retirement plan.

Then ...

You find yourself lost in all the jargon and get-rich-quick schemes. You have no idea what to do. After some time, you give up and just let whatever money you have sit in a savings account earning no interest.

Or worse - you ask somebody else to do it for you and trust it will turn out ok (hint - it won't).

There are TONS of myths, misconceptions, and flat-out lies out there about how difficult it is to build wealth.

99 Minute Millionaire busts those myths and challenges everything you've been told about investing.

This book contains proven solutions that every new and experienced investor needs to know - no matter what financial challenges you face.

99 Minute Millionaire Gives You The Path To Building Wealth
  • Why many investors fail, and how you can ensure you don't
  • How you can make the most money with very little work
  • Important decisions every investor should be aware of
  • 14 common and costly mistakes investors make
  • How to manage your money like a pro
  • The truth about financial advisors and investing professionals
  • And much more!

Follow the advice given in this book and by the end, after putting what I have to say into action, you will be a better investor than most professionals.

Best of all, the rest of your life doesn't have to be put on hold to do it either!

This book shows you how you can continue to spend most of your time doing what you love instead of struggling to manage your money.

Before your buy the book, I have one question for you:

What's stopping you from taking 99 minutes to improve the quality of your finances and put you on the path to financial freedom?

Scroll to the top and click the "buy now" button and you will become a great investor-- and have your money make you more money.


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The One-Page Financial Plan : A Simple Way to Be Smart About Your Money

The One-Page Financial Plan : A Simple Way to Be Smart About Your Money
Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they’ve begged, “Just tell me what to do.”

It’s no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don’t have time to make sense of all the information available. They don’t just want good advice, they want the best advice—so rather than do the “wrong thing,” they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened.

What they don’t realize is that bad calls about money aren’t failures; they’re just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we’re going to make the best guesses we can—but we’re not going to obsess over getting them exactly right.

The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That’s because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what’s most important to you.

By now you may be wondering, “What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?” Don’t worry: I’ll cover those topics and many more, sharing strategies that will take the complexity out of them.

The most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you’ll lose the job you thought was secure; you’ll take a financial risk that doesn’t pan out; you’ll have twins when you were only budgeting for one. In other words: Life will happen.

But no matter what happens, this book will help you bridge the gap between where you are now and where you want to go.


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Sunday Morning Stickup : What Your Pastor Doesn't Want You to Know about Tithes a Must-Read for Anyone Who Pays 10% Tithes or Gives Money to a

Sunday Morning Stickup : What Your Pastor Doesn't Want You to Know about Tithes a Must-Read for Anyone Who Pays 10% Tithes or Gives Money to a
Sunday Morning Stick Up What your Pastor doesn't want you to know about tithes A Must Read for anyone who pays 10% tithes or gives money to a Leader, Pastor, Charity, Non-Profit Organization or Church There is an undertow of frustration finely hidden beneath the delicate fabric of today's Christian experience. We call her Church, The Bride of Christ. Forlornly, she looks nothing like the church of yesterday. Conflicted in her existence and compromised in her expressions, she bears the name of the heavenly father, but oftentimes demonstrates the characteristics of His adversary. She hurts wounds and defrauds as many as who hope to receive healing and help from her hands. 2000 years ago, Jesus confronted her leaders and revealed two very significant observations as He stood in her courts armed with only a whip & passion. SUNDAY MORNING STICKUP, is that whip and passion of today. Jesus's Public Confrontation *Evaluation #1 - My house shall be called a house of prayer *Evaluation #2 - You have made it a den of thieves These accusations, once heralded by the savior in her sacred courts more than 2000 years ago, have manifested themselves into full blown, undeniable crimes committed in broad daylight. Worst of all, this stickup takes place like clockwork, primarily on Sunday mornings. Star struck, many have given in to larger than life personalities, and have cast aside the genuine leading of God's Spirit. She (the church) exhibits signs of swelling to the exorbitant totals of 10,000 to 30,000 plus members all gathered together in one place, but real growth escapes her. Her pews are filled with former members of other churches as opposed to newly converted sinners. Sunday Morning Stickup reveals that there are no scriptures that support Christians paying tithes. After embracing this scripturally guided tour through this important subject, you will realize, you do not have to feel guilty about not paying tithes. As modern ministry redefines herself throughout the world, focusing on souls has been replaced with a focus on $.O.U.L.$. ($atisfying Our Unrestrained Lust for $tuff). The term for this is Lasciviousness and can be found in St. Jude 1:4 For years, the preachers would tell us "You must give God your life." Today that message has been drowned out by "God wants you to be wealthy, but first, you must give Him your best offering." You have been told that paying tithes is of the utmost importance to being blessed by God. But ask yourself, "What do I really know about tithing?" As you ponder this thought, you are beginning to realize that many have talked about tithing, but no one has really ever taken the time to teach you specific truths about it. SUNDAY MORNING STICKUP will teach you these truths. After reading this book you will be able to answer the following questions: What is the true essence of tithing? Is tithing required? Am I cursed if I do not tithe? Does it really take millions of dollars to win souls to Christ? Is it ok for the Pastor to live lavishly while his members struggle with the decisions of paying bills vs. buying food? Is church "Big Business"? If my family is in need, do we qualify for assistance from our church? Is it ok to use my tithe to help those who are in need? LET YOUR JOURNEY TO FREEDOM BEGIN! Author, David Lee
×

The One-Page Financial Plan : A Simple Way to Be Smart About Your Money

The One-Page Financial Plan : A Simple Way to Be Smart About Your Money
Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they've begged, "Just tell me what to do."

It's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available. They don't just want good advice, they want the best advice-so rather than do the "wrong thing," they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened.

What they don't realize is that bad calls about money aren't failures; they're just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we're going to make the best guesses we can-but we're not going to obsess over getting them exactly right.

The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what's most important to you.

By now you may be wondering, "What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?" Don't worry: I'll cover those topics and many more, sharing strategies that will take the complexity out of them.

The most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you'll lose the job you thought was secure; you'll take a financial risk that doesn't pan out; you'll have twins when you were only budgeting for one. In other words: Life will happen.

But no matter what happens, this audiobook will help you bridge the gap between where you are now and where you want to go.





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